In Pakistan, Prize Bonds remain one of the most trusted and widely used saving options, especially for people who prefer interest-free investments with a chance to win cash prizes. Even in 2026, millions of Pakistanis regularly buy prize bonds, wait for draw dates, and check draw lists with hope and excitement.
If you are holding a prize bond or planning to invest, this guide will help you understand Prize Bond 2026 draw results, active denominations, how to check results online, tax rules, and how to claim your prize smoothly.
What Is a Prize Bond in Pakistan 2026
Prize Bonds are government-backed bearer or registered instruments issued under the supervision of Central Directorate of National Savings. Instead of earning monthly interest, investors get a chance to win cash prizes through quarterly prize bond draws.
This system allows the government to raise funds while giving ordinary citizens a safe place to park their savings. Many Pakistani families treat prize bonds like a backup saving option, especially for emergencies.
How to Check Prize Bond 2026 Draw Results Online
Checking prize bond results online has become very easy in recent years.
You can check your prize bond number by:
- Visiting the official National Savings website https://savings.gov.pk/
- Using the online prize bond draw search tool
- Downloading the latest prize bond draw list in PDF format
Most people in Pakistan simply enter their bond number and select the denomination to instantly see whether their bond has won a prize or not.
This method saves time and avoids unnecessary visits to banks or offices.
Active Prize Bond Denominations in 2026
In 2026, only approved and active prize bonds are allowed in circulation. High-value bearer bonds have already been withdrawn, so it is important to know which denominations are valid.
National Prize Bonds (Bearer)
These are small-saver bonds and are still very popular:
- Rs. 100 prize bond
- Rs. 200 prize bond
- Rs. 750 prize bond
- Rs. 1,500 prize bond
Bearer bonds work like cash. Whoever holds the bond can claim the prize.
Premium Prize Bonds (Registered)
These bonds are registered in your name and offer extra security:
- Rs. 25,000 Premium Prize Bond
- Rs. 40,000 Premium Prize Bond
Along with prize draws, premium bonds also provide bi-annual profit, which makes them attractive for long-term holders.
Digital Prize Bonds
A relatively new and paperless option introduced for convenience:
- Rs. 500
- Rs. 1,000
- Rs. 5,000
- Rs. 10,000
Digital prize bonds reduce the risk of loss or theft and are ideal for people who prefer modern banking solutions.
Prize Bonds That Are No Longer Valid
It is important to note that the following high-value bearer bonds are no longer in circulation:
- Rs. 7,500
- Rs. 15,000
- Rs. 25,000
- Rs. 40,000
If someone still holds these, they must be converted or encashed through official channels.
Prize Bond Draw Schedule 2026
Each prize bond denomination has four draws per year, usually conducted in major cities such as Karachi, Lahore, Islamabad, Peshawar, and Quetta. If a draw date falls on a public holiday, the draw is held on the next working day.
Sample Prize Bond Draw Schedule 2026
| Denomination | Draw Months | Sample Cities |
| Rs. 100 | Feb, May, Aug, Nov | Karachi, Hyderabad |
| Rs. 200 | Mar, Jun, Sep, Dec | Faisalabad, Karachi |
| Rs. 750 | Jan, Apr, Jul, Oct | Peshawar, Quetta |
| Rs. 1,500 | Feb, May, Aug, Nov | Lahore, Sialkot |
| Rs. 25,000 (Premium) | Mar, Jun, Sep, Dec | Multan, Peshawar |
| Rs. 40,000 (Premium) | Mar, Jun, Sep, Dec | Rawalpindi, Muzaffarabad |
How Prize Bond Draws Are Conducted
Prize bond draws are known for their transparency. The process is supervised by officials from State Bank of Pakistan and National Savings.
Draws are usually conducted using hand-operated machines, and in many cases, children are involved in picking numbers to ensure fairness. This traditional method has helped build public trust over the years.
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How to Claim Prize Bond Winnings
If your bond number appears in the draw list, you can claim your prize through official channels.
Where to Claim
- Prizes up to Rs. 1,250 can be claimed from National Savings Centers or authorized banks
- Higher prize amounts must be claimed from SBP Banking Services Corporation offices
Required Documents
- Original winning prize bond
- Copy of valid CNIC
- Duly filled prize claim form
Claim Deadline
You must claim your prize within 6 years of the draw date. After this period, the prize becomes invalid.
Premium Prize Bond Advantage
For registered premium bonds, prize money and profit amounts are automatically credited to your linked bank account, which makes the process hassle-free.
Tax on Prize Bond Winnings in 2026
Tax is deducted at source on prize money only, not on the bond’s face value.
- Filers: 15% withholding tax
- Non-Filers: 35% withholding tax
Prize bonds are exempt from Zakat, which is another reason many people prefer them over other saving options.
Prize Money Highlights for 2026
Some of the highest prize amounts offered in 2026 include:
- Rs. 40,000 Premium Prize Bond: First prize of Rs. 80 million
- Rs. 25,000 Premium Prize Bond: First prize of Rs. 30 million
- Rs. 1,500 Prize Bond: First prize of Rs. 3 million
These large prize amounts are what keep interest in prize bonds alive across Pakistan.
Is Investing in Prize Bonds Worth It in 2026
For many Pakistanis, prize bonds are not about guaranteed returns. They are about safe savings with hope. Whether it is a small saver in a local market or a salaried employee keeping extra cash aside, prize bonds continue to serve a practical purpose.
However, for better security and peace of mind, many experts now recommend premium or digital prize bonds over traditional bearer bonds.
Prize Bond Official Helplines & Contact Details
For any Prize Bond queries, draw results, or complaints, use only the official channels below:
National Savings (CDNS)
- UAN: 051-111-267-268
- Call Center: 051-9226635, 051-9215741
- Complaints Cell: 051-9215747
- Email: info@savings.gov.pk
State Bank of Pakistan (SBP BSC)
- UAN: 111-727-111
- Consumer Protection: 021-111-727-273
SBP City Helpdesks
- Karachi: 021-32455239
- Lahore: 042-9902502
- Islamabad: 051-9078226
- Peshawar: 091-9211957
- Quetta: 081-9202217
Online Support
- National Savings Digital App (Complaint Management)
- SBP Sunwai Customer Portal
Always contact official sources only and never share personal details with unknown callers.
Conclusion
Prize Bond 2026 remains a simple, transparent, and government-supported saving option in Pakistan. Whether you are checking the latest draw list online or planning to invest, understanding the rules, tax structure, and claim process can save you from unnecessary trouble.
If you stay updated with draw schedules and always use official channels, prize bonds can remain a reliable part of your financial planning in 2026 and beyond.
FAQs – Prize Bond 2026
1. My prize bond number is not showing online. What should I do?
First, double-check the denomination and draw date. If the issue continues, contact National Savings (CDNS) to confirm whether the draw list has been updated.
2. I lost my prize bond. Can I claim the prize?
Bearer prize bonds work like cash. If lost, they cannot be recovered. For better safety in the future, consider premium or digital prize bonds.
3. How long do I have to claim prize money?
You must claim your prize within 6 years from the draw date. After that, the prize expires.
4. Why was tax deducted from my prize amount?
Prize money is subject to withholding tax. Filers pay 15%, while non-filers pay 35%. Tax is applied only to the prize, not the bond value.
5. I am facing delay in prize payment. Who should I contact?
For small prizes, contact National Savings. For high-value claims or verification delays, contact State Bank of Pakistan (SBP BSC) through official helplines.